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Combined LTV Calculate combined LTV for a first and second mortgage.

Result

Calculated result 7.5 Based on the values entered.
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Combined LTV Calculate combined LTV for a first and second mortgage. — free online calculator.

Formula

CLTV = (First + Second Mortgage) / Property Value × 100%
  • Combined LTV Calculate combined LTV for a first and second mortgage. calculates its result from Property Value, First, Second Mortgage. It uses the formula CLTV = (First + Second Mortgage) / Property Value × 100%. Change any input to recalculate the result instantly.
  • The main inputs are Property Value, First, Second Mortgage. Enter them in the units and format shown in the calculator.
  • Use monetary amounts, rates and time periods exactly as labeled; the result reflects the assumptions entered on this page.
  • Changing any input above recalculates the result with the same calculation engine used by this page.

Example: Combined LTV Calculate combined LTV for a first and second mortgage.

Inputs
  • Property Value: 2
  • First: 3
  • Second Mortgage: 12

Using Property Value = 2, First = 3, Second Mortgage = 12, the calculated result is 7.5.

Sample result: Calculating…

Frequently asked questions

What does the Combined LTV Calculate combined LTV for a first and second mortgage. calculate?

Combined LTV Calculate combined LTV for a first and second mortgage. — free online calculator.

Which values should I enter?

Enter Property Value, First, Second Mortgage using the units and format shown beside each field.

What formula does this calculator use?

The calculator uses the following relationship: CLTV = (First + Second Mortgage) / Property Value × 100%.

Why might my result differ from another source?

Results can differ when another source uses different units, rounding rules, conventions or assumptions. Compare the inputs and definitions before comparing results.

Does the result update automatically?

Yes. Changing an input updates the result using the same calculation engine shown on this page.

Page information

Updated: October 7, 2026